ZIP 95916 Foreclosure, Tax-Lien & Distress Report

In Butte County, California, ZIP 95916 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 73/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100). Leading the profile are structural risk (73/100), institutional ownership (62/100), construction/permit lag (46/100). By contrast, mortgage stress (25/100) register low.

The market reads contraction — home values fell 2.4% year on year, 2.4% off the recent peak, and 10% higher over three years (phase confidence 43/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

82% of housing is owner-occupied. There are about 365 housing units across 95916. Population is roughly 765 with a median age of 54. Vacancy runs 32.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $206,000 (6.0× income). The demographic-stress sub-score lands at 45/100. Around 33% of renters are cost-burdened. 38.8% of residents fall below the poverty threshold. Households earn a median $42,963 — below the roughly $78,000 national figure. Around 12% of adults hold a bachelor's degree or higher.

Taken together, 95916 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 95916 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 95916's 33/100 can be lined up against any neighbor in Butte County, California or any ZIP coast to coast. Where the public record is thin for 95916, the field stays empty rather than modeled, and fills in as new documents post.

95916's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 95916 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.