ZIP 95916 Property Distress & Foreclosure Data

Composite property distress in 95916 (Butte County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural risk reads 74/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100). The sharpest non-environmental signals are structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 1.5% year on year, 2.2% off the recent peak, and 10% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

82% of housing is owner-occupied. There are about 365 housing units across 95916. About 765 people live here, median age 54. Vacancy runs 32.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $206,000 (6.0× income). The demographic-stress sub-score lands at 45/100. Rent burden reaches 33% of tenant households. The poverty rate is 38.8% — high, a tax-stress and distress correlate. At $42,963, median income runs below typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher.

Net-net, 95916 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.