ZIP 95965 Property Distress & Foreclosure Data

DLRadar grades ZIP 95965 (Butte County, California) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100)). Property-level stress concentrates in structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 74 and live distress 7 on the 0–100 scale.

The peak-phase market in 95965 posted values that rose 1.5% over the year, 2.2% off the recent peak, and 5% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 20,854 with a median age of 36. Vacancy runs 8.0%. Home values center near $308,500, an affordability ratio of 5.5×. Median household income is $53,367, below the U.S. median near $78,000. Owners hold 61% of homes, renters 39%. Educational attainment sits at 16% bachelor's-or-above. There are about 8,067 housing units across 95965. Rent burden reaches 47% of tenant households. 20.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 42/100.

On the whole, 95965 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.