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ZIP 95968 Foreclosure, Tax-Lien & Distress Report

Butte County, California · High Poverty market

Butte County, California's ZIP 95968 registers 33/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100). On the structural side it scores 73/100, with 0/100 of stress already active. Property-level stress concentrates in structural risk (73/100), institutional ownership (62/100), construction/permit lag (46/100).

The market reads contraction — home values fell 2.4% year on year, 2.4% off the recent peak, at 43/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The poverty rate is 22.1% — high, a tax-stress and distress correlate. The vacancy rate is 4.9%. About 2% have a four-year degree. The ZIP holds roughly 638 housing units. Population is roughly 1,346 with a median age of 42. 51% of housing is owner-occupied. Rent burden reaches 61% of tenant households. On demographic stress specifically, 95968 scores 39/100. Median household income is $37,531, below the U.S. median near $78,000.

On the whole, 95968 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95968 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 95968 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 95968, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 95968 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95968 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

33/100
Composite stress
73/100
Structural risk
0/100
Distress activity

ZIP 95968 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk93
9 further distress layers are graded for 95968

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 95968 by the numbers

The live 95968 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Butte County ZIP codes

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