ZIP 95968 Property Distress & Foreclosure Data

ZIP code 95968 in Butte County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100)). The latent-versus-live split is 74/100 structural and 0/100 already moving. What sets it apart are the readings on structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100).

The peak-phase market in 95968 posted values that rose 1.5% over the year, 2.2% off the recent peak (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

22.1% of residents fall below the poverty threshold. The vacancy rate is 4.9%. Educational attainment sits at 2% bachelor's-or-above. The ZIP holds roughly 638 housing units. Population is roughly 1,346 with a median age of 42. Owners hold 51% of homes, renters 49%. Around 61% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 39/100. Median household income is $37,531, below the U.S. median near $78,000.

On the whole, 95968 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

34/100
Composite stress
74/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95968

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Butte County

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