ZIP 95973 Property Distress & Foreclosure Data

In Butte County, California, ZIP 95973 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (73/100), institutional ownership (61/100), construction/permit lag (48/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (76/100). On the structural side it scores 73/100, with 7/100 of stress already active.

The market reads peak — home values rose 1.4% year on year, 1.4% off the recent peak, and 1% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Around 41% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. At $92,228, median income runs above typical U.S. levels. The typical home is worth about $489,900 (5.3× income). Around 45% of renters are cost-burdened. About 37,977 people live here, median age 38. The poverty rate is 11.0%. The ZIP holds roughly 16,353 housing units. The vacancy rate is 5.1%. 64% of housing is owner-occupied.

Net-net, 95973 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.