ZIP 96074 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 96074 in Tehama County, California comes in at 34, a moderate composite-distress reading. The latent-versus-live split is 77/100 structural and 6/100 already moving. The pressure is most legible in construction/permit lag (90/100), structural risk (77/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (88/100).

The peak-phase market in 96074 posted values that held roughly flat over the year, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

98% of housing is owner-occupied. Population is roughly 225 with a median age of 38. Median household income is $70,455, near the U.S. median near $78,000. The demographic-stress sub-score lands at 60/100. 8.0% of residents fall below the poverty threshold. The ZIP holds roughly 70 housing units. The vacancy rate is 24.6% — elevated. A median home runs $177,100 here. Educational attainment sits at 1% bachelor's-or-above.

Net-net, 96074 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 96074 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 96074 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Tehama County, California and the nation. Where the record is thin for 96074, the field stays empty rather than modeled, and fills in as new documents post.

Behind 96074's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 96074 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.