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Tehama County, CA: Foreclosures, Tax Liens & Distressed Properties

Tehama County, CA, California: 17 ZIP codes scored, Tehama County, CA averaging 34/100 (moderate, Tehama, CA), from 26 to 35. Tehama County, CA is in its peak phase (Tehama, CA confidence 12/100): Tehama, CA home prices up 0.4% (Tehama, CA) over twelve months. Tehama County, CA lender headwind: 25/100.

Highest-scoring Tehama County, CA ZIPs: 96021 (35/100), 96029 (35/100), 96035 (35/100), 96055 (35/100), 96061 (35/100), 96063 (35/100). Also scored in Tehama County, CA: 96074, 96075, 96078, 96080, 96090, 96092, 96022, 95973, 96059, 96076.

Across Tehama County, CA's scored ZIPs: median home value $309,854, household income $74,510, 21.6% vacancy, 15.5% poverty, 63% owner-occupied, median age 41.2.

Tehama County, CA insurance distress 74/100 (#525 in the US); FEMA hazard 63/100 for Tehama, CA; 3 federal disaster declarations in Tehama County, CA since 2023; 11 Tehama, CA NFIP flood claims, $949K paid; Tehama, CA construction distress 89/100.

8 banks with 13 branches lend in Tehama County, CA; Tehama, CA weighted bank stress 59/100, highest 67/100 in Tehama, CA.

Tehama County, CA unemployment 6.2% (Tehama, CA -0.3 pts, six months); 90 new housing units permitted in Tehama County, CA over twelve months, Tehama, CA down 40% from 149; Tehama, CA home prices +3.6% a year (Tehama, CA) over three years.

27,527 housing units in Tehama County, CA; 7,952 Tehama, CA renter households; 47% of Tehama, CA renters spend 30%+ of income on rent, 22% (Tehama, CA) half or more.

Tehama County, CA ranks #1,564 nationally on the opportunity index (Tehama, CA, among all ranked counties); Tehama, CA scores 29.2/100 and Tehama, CA sits #17 inside California. Tehama, CA is in the early_signal opportunity phase; Tehama, CA's primary driver is construction, Tehama, CA second driver bank institutional; Tehama, CA moved down 283 places. 10 short-sale listings across Tehama, CA; 67 days on market observed in Tehama, CA; 8.7% vacancy over 17 Tehama, CA ZIPs.

No CFPB county sample covers Tehama County, CA. The non-metro area reading for Tehama, CA: 0.6% ninety-plus days late; Tehama, CA's thirty-to-eighty-nine share is 1.7% (Tehama, CA, December 2025 data); California overall 0.5%.

Tehama County, CA has 3 watched banks; 3 Tehama, CA banks sit in an elevated band. Tehama, CA footprints: Mechanics Bank (2 branches, stress 59) in Tehama, CA; Tri Counties Bank (1 branch, stress 49) in Tehama, CA; Plumas Bank (1 branch, stress 46) in Tehama, CA.

HUD lists 6 assisted multifamily properties in Tehama County, CA with 228 units; 175 Tehama, CA units are assisted, 2 Tehama, CA properties under project-based Section 8.

2,739 of the 27,527 housing units in Tehama, CA sit vacant. Tehama County, CA permitted 0 multifamily units in twelve months; Tehama, CA's one-to-four unit structures added 90 units in Tehama County, CA.

Peak
Market phase
0.4%
Tehama, CA HPI YoY
-0.2%
Drawdown
12
Tehama confidence

Where distress concentrates in Tehama County

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