ZIP 96021 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 96021 (Tehama County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 77 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). Leading the profile are construction/permit lag (90/100), structural risk (77/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. At $58,125, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. Population is roughly 15,076 with a median age of 36. Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,873 housing units. DLRadar's demographic-stress index for the area reads 39/100. The typical home is worth about $314,000 (4.9× income). The poverty rate is 15.0%.

Overall, 96021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 96021 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 96021 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. 96021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

96021's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 96021 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.