ZIP 96021 Property Distress & Foreclosure Data

In Tehama County, California, ZIP 96021 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 75/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (88/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (75/100), construction/permit lag (73/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 1.2% year on year, and 2% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

66% of housing is owner-occupied. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. At $58,125, median income runs below typical U.S. levels. Rent burden reaches 44% of tenant households. About 15,076 people live here, median age 36. Around 13% of adults hold a bachelor's degree or higher. There are about 5,873 housing units across 96021. The demographic-stress sub-score lands at 39/100. The typical home is worth about $314,000 (4.9× income). The poverty rate is 15.0%.

Net-net, 96021 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

34/100
Composite stress
75/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 96021

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk88
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Tehama County

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