ZIP 96078 Foreclosure, Tax-Lien & Distress Report

Tehama County, California's ZIP 96078 registers 34/100 composite distress, which DLRadar reads as moderate. The split runs 77/100 structural to 0/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)). The sharpest non-environmental signals are construction/permit lag (90/100), structural risk (77/100), institutional ownership (48/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 88 housing units. Vacancy runs 0.0%. The poverty rate is 0.0% — low. About 95 people live here, median age 21. The demographic-stress sub-score lands at 23/100. 100% of housing is owner-occupied. About 0% have a four-year degree.

Overall, 96078 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 96078 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Tehama County, California and the nation. Where the public record is thin for 96078, the field stays empty rather than modeled, and fills in as new documents post.

Behind 96078's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 96078 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.