ZIP 96092 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 96092 (Tehama County, California) returns a moderate composite of 34/100. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)). The pressure is most legible in construction/permit lag (90/100), structural risk (77/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 77/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 0.0%. A median home runs $116,900 here. 39.7% of residents fall below the poverty threshold. Median household income is $41,455, below the U.S. median near $78,000. 86% of housing is owner-occupied. The ZIP holds roughly 107 housing units. 511 residents call 96092 home, typically aged 55. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. About 20% have a four-year degree.

On the whole, 96092 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 96092 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 96092 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 96092 stays directly comparable to neighboring ZIPs and the rest of Tehama County, California. 96092 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 96092's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 96092 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.