ZIP 96022 Foreclosure, Tax-Lien & Distress Report

Tehama County, California's ZIP 96022 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (96/100), structural risk (76/100), institutional ownership (40/100). mortgage stress (18/100) stay muted. The split runs 76/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), climate & FEMA risk (90/100).

The market reads peak — home values held roughly flat year on year, and 3% higher over three years (phase confidence 13/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $87,220 — near the roughly $78,000 national figure. Owners hold 78% of homes, renters 22%. Rent burden reaches 45% of tenant households. About 22% have a four-year degree. 9.6% of residents fall below the poverty threshold. The typical home is worth about $366,700 (4.1× income). The vacancy rate is 8.0%. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 16,497 with a median age of 42. There are about 6,725 housing units across 96022.

On balance 96022 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 96022 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 96022's 33/100 can be lined up against any neighbor in Tehama County, California or any ZIP coast to coast. Where the record is thin for 96022, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 96022 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 96022 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.