ZIP 96022 Property Distress & Foreclosure Data

DLRadar grades ZIP 96022 (Tehama County, California) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (68/100), construction/permit lag (57/100), institutional ownership (44/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 68/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (89/100)).

The peak-phase market in 96022 posted values that rose 0.7% over the year, and 3% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $87,220, near the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Around 45% of renters are cost-burdened. Educational attainment sits at 22% bachelor's-or-above. 9.6% of residents fall below the poverty threshold. Home values center near $366,700, an affordability ratio of 4.1×. The vacancy rate is 8.0%. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 16,497 with a median age of 42. The ZIP holds roughly 6,725 housing units.

On balance 96022 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.