ZIP 96087 Foreclosure, Tax-Lien & Distress Report

ZIP code 96087 in Shasta County, California carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Its heaviest discrete signals: construction/permit lag (100/100), structural risk (70/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structurally it carries 70/100, against 3/100 of stress already in motion.

The peak-phase market in 96087 posted values that held roughly flat over the year, and 21% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 819 people live here, median age 48. Home values center near $359,500, an affordability ratio of 3.5× — accessible. 96% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 21/100. Households earn a median $101,447 — above the roughly $78,000 national figure. Around 0% of renters are cost-burdened. Vacancy runs 6.0%. The ZIP holds roughly 355 housing units. Roughly 10.1% live below the poverty line. About 31% have a four-year degree.

Net-net, 96087 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 96087 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 96087's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 96087 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

96087's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 96087 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.