ZIP 96055 Foreclosure, Tax-Lien & Distress Report

Tehama County, California's ZIP 96055 registers 34/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (77/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. The split runs 77/100 structural to 6/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. There are about 1,654 housing units across 96055. 67% of housing is owner-occupied. Educational attainment sits at 17% bachelor's-or-above. Roughly 26.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 40/100. At $53,657, median income runs below typical U.S. levels. Population is roughly 3,404 with a median age of 42. Around 42% of renters are cost-burdened. The typical home is worth about $305,200 (4.9× income).

On the whole, 96055 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 96055 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 96055 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96055 can be compared directly against any other ZIP in Tehama County, California or nationwide. Where the public record is thin for 96055, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 for 96055 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 96055 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.