ZIP 96055 Property Distress & Foreclosure Data

Composite property distress in 96055 (Tehama County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (73/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100), FEMA disaster exposure (64/100)).

The peak-phase market in 96055 posted values that rose 1.2% over the year, and 2% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 15.3% — elevated. The ZIP holds roughly 1,654 housing units. Owners hold 67% of homes, renters 33%. Educational attainment sits at 17% bachelor's-or-above. 26.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 40/100. Median household income is $53,657, below the U.S. median near $78,000. Population is roughly 3,404 with a median age of 42. Around 42% of renters are cost-burdened. Home values center near $305,200, an affordability ratio of 4.9×.

On the whole, 96055 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.