ZIP 95939 Foreclosure, Tax-Lien & Distress Report
Glenn County, California · High Vacancy market
ZIP code 95939 in Glenn County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (52/100), institutional ownership (36/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (17/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 52/100 structural and 5/100 already moving.
The contraction-phase market in 95939 posted values that held roughly flat over the year (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.
Around 47% of renters are cost-burdened. The poverty rate is 16.7% — high, a tax-stress and distress correlate. The tenure split is 43% owner-occupied to 57% rented. The demographic-stress sub-score lands at 49/100. Median household income is $35,893, below the U.S. median near $78,000. A median home runs $423,500 here, or 7.3 times local income. Vacancy runs 38.3%, above the national norm and a classic distress-and-opportunity signal. 323 residents call 95939 home, typically aged 61. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 239 housing units.
Net-net, 95939 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 95939 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95939 can be compared directly against any other ZIP in Glenn County, California or nationwide. Where the public record is thin for 95939, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 figure for 95939 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 95939 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 95939
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
95939 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 95939, the same set carried on every parcel.
Nearby ZIPs in Glenn County
Related reports across Glenn County, California
Related ZIP, county and statewide reads linked to Glenn County, California.
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Deterministic scoring, sourced entirely from public data · methodology