ZIP 95979 Property Distress & Foreclosure Data

DLRadar grades ZIP 95979 (Colusa County, California) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (63/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.5% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $184,400 (7.7× income, severely stretched). The poverty rate is 32.5% — high, a tax-stress and distress correlate. At $32,321, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. Around 72% of renters are cost-burdened. The demographic-stress sub-score lands at 57/100. About 475 people live here, median age 61. 63% of housing is owner-occupied. The ZIP holds roughly 440 housing units. The vacancy rate is 40.3% — elevated.

Net-net, 95979 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.