ZIP 95979 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95979 (Colusa County, California) at a low 19/100 for overall property distress. The sharpest non-environmental signals are structural risk (42/100), construction/permit lag (17/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (68/100). Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Home values center near $184,400, an affordability ratio of 7.7× — stretched. Roughly 32.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $32,321, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. Rent burden reaches 72% of tenant households. DLRadar's demographic-stress index for the area reads 57/100. About 475 people live here, median age 61. Owners hold 63% of homes, renters 37%. The ZIP holds roughly 440 housing units. Vacancy runs 40.3%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 95979 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95979 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 95979 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 95979, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 95979's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95979 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.