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ZIP 95987 Foreclosure, Tax-Lien & Distress Report

Colusa County, California · Cooling Market market

DLRadar grades ZIP 95987 (Colusa County, California) at a low 19/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (81/100), flood (NFIP) exposure (68/100)). The pressure is most legible in structural risk (42/100), construction/permit lag (17/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The split runs 42/100 structural to 2/100 active on the ground.

The market reads contraction — home values held roughly flat year on year, and 15% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

A median home runs $388,700 here, or 4.0 times local income. The poverty rate is 6.0% — low. The ZIP holds roughly 2,087 housing units. The tenure split is 55% owner-occupied to 45% rented. On demographic stress specifically, 95987 scores 34/100. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 6,489 with a median age of 32. Around 36% of renters are cost-burdened. Vacancy runs 6.3%. Median household income is $92,337, above the U.S. median near $78,000.

On the whole, 95987 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95987 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 95987's 19/100 can be lined up against any neighbor in Colusa County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95987 reflects the current record instead of a stale or modeled snapshot.

95987's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 95987 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
42/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 95987

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk81
Another 9 scored dimensions sit behind 95987

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 95987 by the numbers

The live 95987 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Colusa County ZIPs near 95987

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