ZIP 95987 Property Distress & Foreclosure Data

In Colusa County, California, ZIP 95987 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (69/100). Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural exposure scores 63 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $388,700 here, or 4.0 times local income. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. There are about 2,087 housing units across 95987. The tenure split is 55% owner-occupied to 45% rented. On demographic stress specifically, 95987 scores 34/100. About 17% have a four-year degree. 6,489 residents call 95987 home, typically aged 32. Rent burden reaches 36% of tenant households. Vacancy runs 6.3%. Households earn a median $92,337 — above the roughly $78,000 national figure.

Overall, 95987 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.