ZIP 95645 Property Distress & Foreclosure Data

DLRadar grades ZIP 95645 (Yolo County, California) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (65/100), structural risk (56/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (9/100) stay muted. The latent-versus-live split is 56/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (86/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $411,600 here, or 5.8 times local income. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $66,184 — below the roughly $78,000 national figure. On demographic stress specifically, 95645 scores 41/100. The tenure split is 79% owner-occupied to 21% rented. About 7% have a four-year degree. The ZIP holds roughly 505 housing units. 1,363 residents call 95645 home, typically aged 41. Around 44% of renters are cost-burdened. The vacancy rate is 9.3%.

Overall, 95645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.