ZIP 95645 Foreclosure, Tax-Lien & Distress Report
Yolo County, California · Cooling Market market
ZIP code 95645 in Yolo County, California carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (38/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Latent structural risk is 38/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100).
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.1% off the recent peak, at 8/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The typical home is worth about $411,600 (5.8× income). The poverty rate is 17.7% — high, a tax-stress and distress correlate. Households earn a median $66,184 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 41/100. Owners hold 79% of homes, renters 21%. Around 7% of adults hold a bachelor's degree or higher. There are about 505 housing units across 95645. 1,363 residents call 95645 home, typically aged 41. Around 44% of renters are cost-burdened. Vacancy runs 9.3%.
Net-net, 95645 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95645 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 95645's 18/100 can be lined up against any neighbor in Yolo County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 95645 shows blanks, not estimates, wherever the record is sparse.
Behind 95645's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95645 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 95645
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95645 distress snapshot
The live 95645 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Yolo County
Nearest ZIP codes to 95645
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Yolo County, California
Related ZIP, county and statewide reads linked to Yolo County, California.
Unlock parcel-level detail for ZIP 95645
Open 95645 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology