ZIP 95676 Property Distress & Foreclosure Data

In Sutter County, California, ZIP 95676 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), institutional ownership (44/100). On the structural side it scores 50/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (75/100).

The market reads contraction — home values fell 0.6% year on year (phase confidence 27/100). A cooling market tends to open discount-to-value windows.

The demographic-stress sub-score lands at 63/100. The poverty rate is 63.7% — high, a tax-stress and distress correlate. At $58,438, median income runs below typical U.S. levels. The vacancy rate is 34.3% — elevated. Around 48% of renters are cost-burdened. Around 6% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18 housing units. 9% of housing is owner-occupied. About 91 people live here, median age 28.

Net-net, 95676 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
50/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95676

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Sutter County

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