ZIP 95953 Foreclosure, Tax-Lien & Distress Report
Sutter County, California · Distress market
ZIP code 95953 in Sutter County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (48/100), institutional ownership (38/100), mortgage stress (16/100). institutional ownership (38/100) and mortgage stress (16/100) stay muted. The latent-versus-live split is 48/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (74/100).
The peak-phase market in 95953 posted values that rose 0.6% over the year, 2.0% off the recent peak, and 7% higher over three years (phase confidence 8/100). Topping markets hide individual distress behind strong averages.
DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 6.6%. Households earn a median $66,614 — below the roughly $78,000 national figure. Around 26% of renters are cost-burdened. The ZIP holds roughly 3,613 housing units. Around 14% of adults hold a bachelor's degree or higher. Owners hold 68% of homes, renters 32%. About 10,945 people live here, median age 38. Roughly 14.0% live below the poverty line. The typical home is worth about $376,900 (5.0× income).
Net-net, 95953 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 95953 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 95953 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 95953 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95953 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 95953
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 95953 by the numbers
The live 95953 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 95953 acquisition report
Every distressed parcel in 95953 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology