ZIP 95993 Property Distress & Foreclosure Data

Composite property distress in 95993 (Sutter County, California) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 50/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (44/100), mortgage stress (16/100). mortgage stress (16/100) stay muted.

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 4% higher over three years (phase confidence 27/100). Falling values surface more motivated sellers and below-market exits.

Households earn a median $89,684 — above the roughly $78,000 national figure. On demographic stress specifically, 95993 scores 36/100. Roughly 12.4% live below the poverty line. 38,957 residents call 95993 home, typically aged 39. A median home runs $467,400 here, or 4.9 times local income. About 25% have a four-year degree. Around 43% of renters are cost-burdened. The ZIP holds roughly 13,185 housing units. The tenure split is 67% owner-occupied to 33% rented. The vacancy rate is 2.9%.

Taken together, 95993 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.