ZIP 95901 Foreclosure, Tax-Lien & Distress Report

In Yuba County, California, ZIP 95901 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (65/100)). The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (59/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.0% off the recent peak, and 7% higher over three years (phase confidence 7/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $381,000 here, or 5.2 times local income. Median household income is $68,109, below the U.S. median near $78,000. 36,807 residents call 95901 home, typically aged 35. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 5.8%. DLRadar's demographic-stress index for the area reads 40/100. 55% of housing is owner-occupied. There are about 14,119 housing units across 95901. Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households.

Taken together, 95901 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95901 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 95901's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95901, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95901's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 95901 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.