ZIP 95901 Property Distress & Foreclosure Data

DLRadar grades ZIP 95901 (Yuba County, California) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (66/100). Property-level stress concentrates in construction/permit lag (84/100), structural risk (59/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural risk reads 59/100 against active distress of 2/100.

The market reads contraction — home values fell 0.5% year on year, and 7% higher over three years, at 26/100 phase confidence. A cooling market tends to open discount-to-value windows.

The typical home is worth about $381,000 (5.2× income). At $68,109, median income runs below typical U.S. levels. About 36,807 people live here, median age 35. The poverty rate is 20.7% — high, a tax-stress and distress correlate. Vacancy runs 5.8%. The demographic-stress sub-score lands at 40/100. 55% of housing is owner-occupied. There are about 14,119 housing units across 95901. Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households.

Net-net, 95901 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.