ZIP 95962 Foreclosure, Tax-Lien & Distress Report
Yuba County, California · Distress market
On DLRadar's 0-100 distress scale, ZIP 95962 in Yuba County, California comes in at 24, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 0.6% year on year, 2.0% off the recent peak, at 8/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 1.1% — low. Rent burden reaches 55% of tenant households. The ZIP holds roughly 489 housing units. Home values center near $376,800, an affordability ratio of 5.6×. About 1,136 people live here, median age 35. At $66,500, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 37/100. 78% of housing is owner-occupied. The vacancy rate is 6.3%.
Net-net, 95962 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 95962 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 95962 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 24/100 figure for 95962 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95962 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 95962
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 95962 by the numbers
A live read on 95962: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Explore related distress reports
Further distress data across Yuba County, California at ZIP, county and state level.
Get the full acquisition report for 95962
Pull every distressed parcel in 95962 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology