ZIP 95914 Foreclosure, Tax-Lien & Distress Report
Butte County, California · High Vacancy market
Scored purely from public records, 95914 (Butte County, California) returns a moderate composite of 32/100. The latent-versus-live split is 71/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (69/100). The pressure is most legible in structural risk (71/100), institutional ownership (57/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (23/100).
The contraction-phase market in 95914 posted values that fell 2.0% over the year, 2.4% off the recent peak (phase confidence 38/100). A cooling market tends to open discount-to-value windows.
459 residents call 95914 home, typically aged 64. On demographic stress specifically, 95914 scores 35/100. The vacancy rate is 32.2% — elevated. There are about 275 housing units across 95914. Home values center near $439,000, an affordability ratio of 5.0×. About 27% have a four-year degree. 85% of housing is owner-occupied. Households earn a median $84,688 — near the roughly $78,000 national figure. Around 28% of renters are cost-burdened. Roughly 14.8% live below the poverty line.
Taken together, 95914 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95914 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 95914's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95914 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 95914 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 95914 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 95914
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 95914 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Butte County ZIP reports
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See every distressed parcel in 95914
Open 95914 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology