ZIP 95938 Foreclosure, Tax-Lien & Distress Report

ZIP 95938's composite property-distress score is 33/100 - DLRadar classes that as moderate for Butte County, California. Structural risk reads 72/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (72/100), institutional ownership (60/100), construction/permit lag (46/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (74/100).

Prices here sit in a contraction phase: values fell 2.4% over the trailing year, 2.4% off the recent peak, and 1% lower over three years, at 43/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 1,603 housing units. The vacancy rate is 2.0%. Households earn a median $103,229 — above the roughly $78,000 national figure. Around 17% of renters are cost-burdened. 68% of housing is owner-occupied. About 40% have a four-year degree. A median home runs $611,700 here, or 5.2 times local income. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 4,327 with a median age of 47. The poverty rate is 5.1% — low.

Net-net, 95938 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95938 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 95938's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95938 shows as blanks, never estimates, and the score updates on every fresh public filing.

95938's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95938 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.