ZIP 95938 Property Distress & Foreclosure Data

DLRadar grades ZIP 95938 (Butte County, California) at a moderate 34/100 for overall property distress. Structural risk reads 74/100 against active distress of 7/100. Property-level stress concentrates in structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100)).

The peak-phase market in 95938 posted values that rose 1.5% over the year, 2.2% off the recent peak, and 1% lower over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,603 housing units across 95938. Vacancy runs 2.0%. Median household income is $103,229, above the U.S. median near $78,000. Rent burden reaches 17% of tenant households. Owners hold 68% of homes, renters 32%. Educational attainment sits at 40% bachelor's-or-above. Home values center near $611,700, an affordability ratio of 5.2×. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 4,327 with a median age of 47. 5.1% of residents fall below the poverty threshold.

On balance 95938 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.