Butte County, CA: Foreclosures, Tax Liens & Distressed Properties

Butte County, CA, California: 21 ZIP codes scored, Butte County, CA averaging 32/100 (moderate, Butte, CA), from 24 to 33. Butte County, CA is in its contraction phase (Butte, CA confidence 43/100): Butte, CA home prices down 2.4% (Butte, CA) over twelve months, 2.4% under their peak. Butte County, CA lender headwind: 36/100.

Highest-scoring Butte County, CA ZIPs: 95916 (33/100), 95917 (33/100), 95926 (33/100), 95928 (33/100), 95929 (33/100), 95938 (33/100). Also scored in Butte County, CA: 95942, 95948, 95954, 95958, 95965, 95968, 95969, 95974, 95978, 95914.

Across Butte County, CA's scored ZIPs: median home value $404,193, household income $69,594, 11.5% vacancy, 19.0% poverty, 70% owner-occupied, median age 41.5.

Butte County, CA insurance distress 88/100 (#134 in the US); FEMA hazard 87/100 for Butte, CA; 9 federal disaster declarations in Butte County, CA since 2023; 18 Butte, CA NFIP flood claims, $1.2M paid; Butte, CA construction distress 46/100.

13 banks with 38 branches lend in Butte County, CA; Butte, CA weighted bank stress 61/100, highest 79/100 in Butte, CA.

Butte County, CA unemployment 6.2% (Butte, CA -0.2 pts, six months); 939 new housing units permitted in Butte County, CA over twelve months, Butte, CA up 4% from 901; Butte, CA home prices +3.8% a year (Butte, CA) over three years.

92,813 housing units in Butte County, CA; 34,358 Butte, CA renter households; 54% of Butte, CA renters spend 30%+ of income on rent, 30% (Butte, CA) half or more.

Butte County, CA ranks #1,054 nationally on the opportunity index (Butte, CA, among all ranked counties); Butte, CA scores 31.0/100 and Butte, CA sits #10 inside California. Butte, CA is in the early_signal opportunity phase; Butte, CA's primary driver is bank institutional, Butte, CA second driver vacancy; Butte, CA moved down 62 places. 39 short-sale listings across Butte, CA; 88 days on market observed in Butte, CA; 9.7% vacancy over 21 Butte, CA ZIPs.

1.0% of Butte County, CA mortgages were ninety-plus days late in December 2025; Butte, CA's thirty-to-eighty-nine-day share was 1.3% (CFPB county sample). Butte, CA's ninety-day rate is up 0.1 points on twelve months earlier; the Butte, CA peak since 2008 was 5.0% in February 2010; California overall reads 0.5%.

Butte County, CA has 5 watched banks; 5 Butte, CA banks sit in an elevated band. Butte, CA footprints: Tri Counties Bank (9 branches, stress 49) in Butte, CA; Mechanics Bank (4 branches, stress 59) in Butte, CA; Golden Valley Bank (3 branches, stress 79) in Butte, CA.

HUD lists 8 assisted multifamily properties in Butte County, CA with 488 units; 145 Butte, CA units are assisted, 1 Butte, CA properties under project-based Section 8.

9,501 of the 92,813 housing units in Butte, CA sit vacant. Butte County, CA permitted 281 multifamily units in twelve months; Butte, CA's one-to-four unit structures added 658 units in Butte County, CA.