ZIP 95969 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95969 (Butte County, California) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 73 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (73/100), institutional ownership (62/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (25/100). Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100).

The contraction-phase market in 95969 posted values that fell 2.4% over the year, 2.4% off the recent peak, and 1% lower over three years (phase confidence 43/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

7,804 residents call 95969 home, typically aged 59. Home values center near $455,500, an affordability ratio of 5.8×. Around 31% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,128 housing units. The demographic-stress sub-score lands at 36/100. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. At $72,250, median income runs near typical U.S. levels. The tenure split is 81% owner-occupied to 19% rented. The poverty rate is 16.1%.

Net-net, 95969 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 95969 at the moment; the composite and its components are still built from verifiable public records.

Whether 95969 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95969 can be compared directly against any other ZIP in Butte County, California or nationwide. Nothing here is interpolated — where a source is thin for 95969, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 95969's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95969 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.