ZIP 95969 Property Distress & Foreclosure Data

In Butte County, California, ZIP 95969 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 74 and live distress 7 on the 0–100 scale. Its standout signals are structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, 2.2% off the recent peak, and 1% lower over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,804 residents call 95969 home, typically aged 59. A median home runs $455,500 here, or 5.8 times local income. Rent burden reaches 31% of tenant households. About 30% have a four-year degree. There are about 4,128 housing units across 95969. On demographic stress specifically, 95969 scores 36/100. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $72,250 — near the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. Roughly 16.1% live below the poverty line.

Overall, 95969 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

34/100
Composite stress
74/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 95969

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Butte County

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