ZIP 95978 Property Distress & Foreclosure Data

In Butte County, California, ZIP 95978 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 74/100 against active distress of 0/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100). Its standout signals are structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, 2.2% off the recent peak, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 0.0%. Roughly 15.1% live below the poverty line. The tenure split is 60% owner-occupied to 40% rented. There are about 64 housing units across 95978. About 7% have a four-year degree. On demographic stress specifically, 95978 scores 38/100. Households earn a median $56,250 — below the roughly $78,000 national figure. 283 residents call 95978 home, typically aged 13. Rent burden reaches 50% of tenant households.

Overall, 95978 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.