ZIP 95978 Foreclosure, Tax-Lien & Distress Report
Butte County, California · Cooling Market market
DLRadar grades ZIP 95978 (Butte County, California) at a moderate 33/100 for overall property distress. Structurally it carries 72/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (73/100)). Property-level stress concentrates in structural risk (72/100), institutional ownership (60/100), construction/permit lag (46/100).
Prices here sit in a contraction phase: values fell 2.4% over the trailing year, 2.4% off the recent peak, at 43/100 phase confidence. A cooling market tends to open discount-to-value windows.
Vacancy runs 0.0%. Roughly 15.1% live below the poverty line. 60% of housing is owner-occupied. There are about 64 housing units across 95978. Educational attainment sits at 7% bachelor's-or-above. The demographic-stress sub-score lands at 57/100. Households earn a median $56,250 — below the roughly $78,000 national figure. About 283 people live here, median age 13. Rent burden reaches 50% of tenant households.
On the whole, 95978 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 95978 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 95978 stays directly comparable to neighboring ZIPs and the rest of Butte County, California. Where the record is thin for 95978, the field stays empty rather than modeled, and fills in as new documents post.
Behind 95978's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 95978 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 95978 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95978 distress snapshot
A live read on 95978: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Butte County
Nearest ZIP codes to 95978
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Butte County, California.
The complete 95978 distress and acquisition report
The full 95978 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology