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ZIP 95918 Foreclosure, Tax-Lien & Distress Report

Yuba County, California · Distress market

Yuba County, California's ZIP 95918 registers 26/100 composite distress, which DLRadar reads as low. Latent structural risk is 59/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). Its heaviest discrete signals: construction/permit lag (85/100), structural risk (59/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 0.6% year on year, 2.0% off the recent peak, and 0% higher over three years (phase confidence 8/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $55,795, below the U.S. median near $78,000. The tenure split is 90% owner-occupied to 10% rented. 1,842 residents call 95918 home, typically aged 61. The vacancy rate is 6.9%. Roughly 15.1% live below the poverty line. A median home runs $579,800 here, or 10.3 times local income. DLRadar's demographic-stress index for the area reads 50/100. Around 20% of adults hold a bachelor's degree or higher. There are about 871 housing units across 95918.

Net-net, 95918 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 95918 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 95918 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Yuba County, California and the nation. The score is rebuilt from public data as it updates, so 95918 reflects the current record instead of a stale or modeled snapshot.

The 26/100 for 95918 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95918 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
59/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 95918

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk82
Another 9 scored dimensions sit behind 95918

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 95918 distress snapshot

Current distress, phase, housing and lender-pressure figures for 95918, drawn from the same report attached to each property.

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Yuba County ZIPs near 95918

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Every distressed parcel in 95918 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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