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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 95903 Foreclosure, Tax-Lien & Distress Report

Yuba County, California · Distress market

In Yuba County, California, ZIP 95903 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)). Leading the profile are construction/permit lag (85/100), structural risk (59/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. On the structural side it scores 59/100, with 2/100 of stress already active.

The market reads peak — home values rose 0.6% year on year, 2.0% off the recent peak, at 8/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,072 people live here, median age 23. Vacancy runs 7.8%. 4% of housing is owner-occupied. Rent burden reaches 61% of tenant households. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Around 33% of adults hold a bachelor's degree or higher. A median home runs $546,100 here, or 6.8 times local income. Median household income is $57,356, below the U.S. median near $78,000. The ZIP holds roughly 716 housing units. The demographic-stress sub-score lands at 48/100.

On balance 95903 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 95903's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95903, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 95903 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95903 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
59/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 95903

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk82
9 further distress layers are graded for 95903

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 95903 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 95903, drawn from the same report attached to each property.

Loading ZIP 95903 stress data…

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Deterministic. Every signal traces to a public dataset · methodology

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