ZIP 95922 Property Distress & Foreclosure Data

ZIP code 95922 in Yuba County, California carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (85/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. On the structural side it scores 54/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (73/100).

The market reads contraction — home values held roughly flat year on year (phase confidence 23/100). A cooling market tends to open discount-to-value windows.

60% of housing is owner-occupied. The vacancy rate is 16.9% — elevated. At $37,250, median income runs below typical U.S. levels. Around 36% of renters are cost-burdened. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Around 18% of adults hold a bachelor's degree or higher. About 495 people live here, median age 64. The demographic-stress sub-score lands at 44/100. The ZIP holds roughly 328 housing units. The typical home is worth about $277,100 (7.3× income, severely stretched).

Net-net, 95922 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.