ZIP 89439 Property Distress & Foreclosure Data

In Washoe County, Nevada, ZIP 89439 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), FEMA disaster exposure (72/100). On the structural side it scores 71/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (84/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 2.2% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $98,068, median income runs above typical U.S. levels. Around 63% of renters are cost-burdened. Around 43% of adults hold a bachelor's degree or higher. The typical home is worth about $762,500 (7.8× income, severely stretched). The ZIP holds roughly 1,277 housing units. 79% of housing is owner-occupied. The poverty rate is 4.4% — low. The vacancy rate is 5.5%. The demographic-stress sub-score lands at 42/100. About 2,071 people live here, median age 50.

Net-net, 89439 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
71/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 89439

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk80
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Washoe County

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Deterministic. Every signal traces to a public dataset · methodology