ZIP 89431 Property Distress & Foreclosure Data

Composite property distress in 89431 (Washoe County, Nevada) lands at 38/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (84/100), institutional ownership (68/100). On the quiet end sit mortgage stress (26/100). On the structural side it scores 84/100, with 8/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (73/100)).

The peak-phase market in 89431 posted values that rose 2.4% over the year, and 6% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $64,496, below the U.S. median near $78,000. 15.0% of residents fall below the poverty threshold. Around 38% of renters are cost-burdened. Home values center near $365,100, an affordability ratio of 5.2×. Population is roughly 40,772 with a median age of 36. Educational attainment sits at 14% bachelor's-or-above. Owners hold 47% of homes, renters 53%. DLRadar's demographic-stress index for the area reads 40/100. The vacancy rate is 8.6%. The ZIP holds roughly 17,202 housing units.

On balance 89431 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.