ZIP 89431 Foreclosure, Tax-Lien & Distress Report
Washoe County, Nevada · Distress market
Composite property distress in 89431 (Washoe County, Nevada) lands at 37/100 — moderate on DLRadar's distress scoring. Leading the profile are structural risk (81/100), institutional ownership (69/100), construction/permit lag (69/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 81/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (100/100), climate & FEMA risk (97/100), flood (NFIP) exposure (71/100).
The market reads peak — home values rose 3.2% year on year, and 6% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $64,496 — below the roughly $78,000 national figure. Roughly 15.0% live below the poverty line. Rent burden reaches 38% of tenant households. A median home runs $365,100 here, or 5.2 times local income. 40,772 residents call 89431 home, typically aged 36. Around 14% of adults hold a bachelor's degree or higher. 47% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 40/100. The vacancy rate is 8.6%. There are about 17,202 housing units across 89431.
Overall, 89431 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 89431 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 89431 stays directly comparable to neighboring ZIPs and the rest of Washoe County, Nevada. 89431 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
89431's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 89431 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 89431 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 89431 Stress Report snapshot
89431 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Washoe County ZIPs near 89431
Nearest ZIP codes to 89431
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Washoe County, Nevada — ZIP, county and statewide.
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Rules-based scoring — each signal ties to a public dataset · methodology