ZIP 89431 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 89431 (Washoe County, Nevada) lands at 37/100 — moderate on DLRadar's public-record scoring. Leading the profile are structural risk (82/100), construction/permit lag (73/100), institutional ownership (69/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 82/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (72/100).

The market reads peak — home values rose 3.2% year on year, and 6% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $64,496 — below the roughly $78,000 national figure. Roughly 15.0% live below the poverty line. Rent burden reaches 38% of tenant households. A median home runs $365,100 here, or 5.2 times local income. 40,772 residents call 89431 home, typically aged 36. Around 14% of adults hold a bachelor's degree or higher. 47% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 40/100. The vacancy rate is 8.6%. There are about 17,202 housing units across 89431.

Overall, 89431 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 89431 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 89431 stays directly comparable to neighboring ZIPs and the rest of Washoe County, Nevada. 89431 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

89431's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 89431 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.