ZIP 89557 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 89557 (Washoe County, Nevada) returns a moderate composite of 37/100. Structurally it carries 81/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (100/100), climate & FEMA risk (97/100), flood (NFIP) exposure (71/100). The sharpest non-environmental signals are structural risk (81/100), institutional ownership (69/100), construction/permit lag (69/100).

The market reads peak — home values rose 3.2% year on year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 9% of homes, renters 91%. There are about 71 housing units across 89557. Population is roughly 707 with a median age of 21. 43.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 64/100. Around 100% of renters are cost-burdened. The vacancy rate is 0.0%. Educational attainment sits at 89% bachelor's-or-above.

Net-net, 89557 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 89557 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 89557 runs through one identical scoring model, so its 37/100 sits on the same scale as every other ZIP in Washoe County, Nevada and the nation. The score is rebuilt from public data as it updates, so 89557 reflects the current record instead of a stale or modeled snapshot.

Each component behind 89557 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Practically, 89557 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.