ZIP 89501 Foreclosure, Tax-Lien & Distress Report

In Washoe County, Nevada, ZIP 89501 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (82/100), construction/permit lag (73/100), institutional ownership (69/100). By contrast, mortgage stress (26/100) register low. On the structural side it scores 82/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (72/100)).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $32,990, below the U.S. median near $78,000. There are about 3,084 housing units across 89501. DLRadar's demographic-stress index for the area reads 61/100. Rent burden reaches 61% of tenant households. Around 40% of adults hold a bachelor's degree or higher. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 24% owner-occupied to 76% rented. A median home runs $414,000 here, or 11.5 times local income. 34.4% of residents fall below the poverty threshold. 3,641 residents call 89501 home, typically aged 56.

On the whole, 89501 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 89501 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 89501 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 89501 stays directly comparable to neighboring ZIPs and the rest of Washoe County, Nevada. Every figure is auditable to a public dataset and refreshed on ingest; 89501 shows blanks, not estimates, wherever the record is sparse.

89501's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 89501 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.