ZIP 89512 Foreclosure, Tax-Lien & Distress Report

Washoe County, Nevada's ZIP 89512 registers 37/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (100/100), climate & FEMA risk (97/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 81/100 structural and 8/100 already moving. Its standout signals are structural risk (81/100), institutional ownership (70/100), construction/permit lag (69/100). mortgage stress (26/100) stay muted.

The market reads peak — home values rose 3.2% year on year, and 10% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 20.1% — high, a tax-stress and distress correlate. Rent burden reaches 42% of tenant households. Median household income is $45,284, below the U.S. median near $78,000. Around 18% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 48/100. 29% of housing is owner-occupied. Vacancy runs 8.9%. Home values center near $382,900, an affordability ratio of 7.0× — stretched. About 28,133 people live here, median age 33. There are about 12,717 housing units across 89512.

Net-net, 89512 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 89512 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 89512 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 89512 reflects the current record instead of a stale or modeled snapshot.

The 37/100 for 89512 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 89512 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.