ZIP 89436 Foreclosure, Tax-Lien & Distress Report

ZIP code 89436 in Washoe County, Nevada carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (100/100), climate & FEMA risk (97/100), flood (NFIP) exposure (71/100). Leading the profile are structural risk (81/100), institutional ownership (69/100), construction/permit lag (69/100). By contrast, mortgage stress (26/100) register low. On the structural side it scores 81/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 5% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $588,500 here, or 5.0 times local income. There are about 19,598 housing units across 89436. 48,221 residents call 89436 home, typically aged 39. The vacancy rate is 4.8%. The poverty rate is 6.1% — low. Around 38% of renters are cost-burdened. 74% of housing is owner-occupied. Educational attainment sits at 36% bachelor's-or-above. On demographic stress specifically, 89436 scores 32/100. Median household income is $109,485, above the U.S. median near $78,000.

Net-net, 89436 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 89436 at the moment; the composite and its components are still built from verifiable records.

The 89436 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 89436 stays directly comparable to neighboring ZIPs and the rest of Washoe County, Nevada. The score is rebuilt from public data as it updates, so 89436 reflects the current record instead of a stale or modeled snapshot.

Each component behind 89436 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For an operator, 89436 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.