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ZIP 89441 Foreclosure, Tax-Lien & Distress Report

Washoe County, Nevada · Distress market

DLRadar grades ZIP 89441 (Washoe County, Nevada) at a moderate 37/100 for overall property distress. Structural exposure scores 82 and live distress 8 on the 0–100 scale. Property-level stress concentrates in structural risk (82/100), construction/permit lag (73/100), institutional ownership (69/100). By contrast, mortgage stress (26/100) register low. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (72/100)).

The peak-phase market in 89441 posted values that rose 3.2% over the year, and 3% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $642,900 here, or 5.0 times local income. The poverty rate is 4.1% — low. 13,854 residents call 89441 home, typically aged 46. Owners hold 91% of homes, renters 9%. The demographic-stress sub-score lands at 32/100. The vacancy rate is 3.6%. The ZIP holds roughly 5,606 housing units. Households earn a median $123,625 — above the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. Educational attainment sits at 32% bachelor's-or-above.

Net-net, 89441 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 89441 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 89441's 37/100 can be lined up against any neighbor in Washoe County, Nevada or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 89441 shows blanks, not estimates, wherever the record is sparse.

The 37/100 for 89441 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 89441 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

37/100
Composite stress
82/100
Structural risk
8/100
Distress activity

What is driving ZIP 89441’s distress

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk97
89441 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 89441 by the numbers

The live 89441 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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