ZIP 89451 Property Distress & Foreclosure Data

ZIP code 89451 in Washoe County, Nevada carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (84/100), structural risk (84/100), institutional ownership (68/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 84/100 structural and 8/100 already moving.

The market reads peak — home values rose 2.4% year on year, and 14% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

At $162,300, median income runs above typical U.S. levels. Around 64% of adults hold a bachelor's degree or higher. The vacancy rate is 49.1% — elevated. The ZIP holds roughly 7,758 housing units. Around 33% of renters are cost-burdened. The typical home is worth about $1,461,200 (8.2× income, severely stretched). The poverty rate is 6.7% — low. 68% of housing is owner-occupied. The demographic-stress sub-score lands at 43/100. About 9,165 people live here, median age 47.

Net-net, 89451 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.