ZIP 95604 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 95604 in Placer County, California comes in at 23, a low composite-distress reading. On the structural side it scores 52/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (63/100). The most distinctive pressure shows up in structural risk (52/100), construction/permit lag (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 79 housing units across 95604. Rent burden reaches 100% of tenant households. The tenure split is 0% owner-occupied to 100% rented. The poverty rate is 0.0% — low. 24 residents call 95604 home. On demographic stress specifically, 95604 scores 64/100. The vacancy rate is 86.7% — elevated. Educational attainment sits at 100% bachelor's-or-above.

On the whole, 95604 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95604 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 95604 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 95604 stays directly comparable to neighboring ZIPs and the rest of Placer County, California. Where the record is thin for 95604, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 95604 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 95604 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.