Placer County, CA: Foreclosures, Tax Liens & Distressed Properties
Placer County, CA, California: 34 ZIP codes scored, Placer County, CA averaging 23/100 (low, Placer, CA), from 19 to 26. Placer County, CA is in its contraction phase (Placer, CA confidence 12/100): Placer, CA home prices down 0.5% (Placer, CA) over twelve months. Placer County, CA lender headwind: 55/100.
Highest-scoring Placer County, CA ZIPs: 95626 (26/100), 95668 (24/100), 95603 (23/100), 95604 (23/100), 95631 (23/100), 95648 (23/100). Also scored in Placer County, CA: 95650, 95658, 95661, 95663, 95677, 95678, 95681, 95701, 95703, 95713.
Across Placer County, CA's scored ZIPs: median home value $734,950, household income $117,301, 31.4% vacancy, 7.7% poverty, 73% owner-occupied, median age 46.2.
Placer County, CA insurance distress 21/100 (#2,078 in the US); FEMA hazard 0/100 for Placer, CA; 4 Placer, CA NFIP flood claims, $19K paid; Placer, CA construction distress 45/100.
26 banks with 69 branches lend in Placer County, CA; Placer, CA weighted bank stress 66/100, highest 85/100 in Placer, CA.
Placer County, CA unemployment 4.5% (Placer, CA +0.2 pts, six months); 3,283 new housing units permitted in Placer County, CA over twelve months, Placer, CA up 4% from 3,145; Placer, CA home prices +5.0% a year (Placer, CA) over three years.
179,266 housing units in Placer County, CA; 39,976 Placer, CA renter households; 54% of Placer, CA renters spend 30%+ of income on rent, 26% (Placer, CA) half or more.
Placer County, CA ranks #1,961 nationally on the opportunity index (Placer, CA, among all ranked counties); Placer, CA scores 27.8/100 and Placer, CA sits #25 inside California. Placer, CA is in the weak opportunity phase; Placer, CA's primary driver is bank institutional, Placer, CA second driver construction. 58 short-sale listings across Placer, CA; 81 days on market observed in Placer, CA; 6.5% vacancy over 34 Placer, CA ZIPs.
0.3% of Placer County, CA mortgages were ninety-plus days late in December 2025; Placer, CA's thirty-to-eighty-nine-day share was 0.8% (CFPB county sample). Placer, CA's ninety-day rate is down 0.2 points on twelve months earlier; the Placer, CA peak since 2008 was 6.1% in March 2010; California overall reads 0.5%.
Placer County, CA has 13 watched banks; 13 Placer, CA banks sit in an elevated band. Placer, CA footprints: Tri Counties Bank (3 branches, stress 49) in Placer, CA; River Valley Community Bank (2 branches, stress 85) in Placer, CA; First Northern Bank Of Dixon (2 branches, stress 64) in Placer, CA.
HUD lists 7 assisted multifamily properties in Placer County, CA with 843 units; 266 Placer, CA units are assisted.
21,312 of the 179,266 housing units in Placer, CA sit vacant. Placer County, CA permitted 835 multifamily units in twelve months; Placer, CA's one-to-four unit structures added 2,448 units in Placer County, CA.