ZIP 95658 Property Distress & Foreclosure Data

In Placer County, California, ZIP 95658 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). On the structural side it scores 56/100, with 2/100 of stress already active.

The market reads peak — home values rose 1.0% year on year, and 7% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 7.1%. About 6,197 people live here, median age 48. The ZIP holds roughly 2,399 housing units. The demographic-stress sub-score lands at 31/100. Around 22% of renters are cost-burdened. Around 45% of adults hold a bachelor's degree or higher. At $128,472, median income runs above typical U.S. levels. The typical home is worth about $837,700 (6.3× income). The poverty rate is 5.1% — low. 92% of housing is owner-occupied.

Net-net, 95658 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.