ZIP 95658 Foreclosure, Tax-Lien & Distress Report

In Placer County, California, ZIP 95658 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (65/100)). On the structural side it scores 55/100, with 2/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 7% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 7.1%. Population is roughly 6,197 with a median age of 48. The ZIP holds roughly 2,399 housing units. The demographic-stress sub-score lands at 31/100. Around 22% of renters are cost-burdened. About 45% have a four-year degree. Median household income is $128,472, above the U.S. median near $78,000. Home values center near $837,700, an affordability ratio of 6.3×. 5.1% of residents fall below the poverty threshold. 92% of housing is owner-occupied.

Taken together, 95658 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 95658 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 95658 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 95658 stays directly comparable to neighboring ZIPs and the rest of Placer County, California. Where the public record is thin for 95658, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 95658 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 95658 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.