ZIP 95713 Property Distress & Foreclosure Data

Composite property distress in 95713 (Placer County, California) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). On the structural side it scores 56/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 95713 posted values that rose 1.0% over the year, and 1% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 35% of renters are cost-burdened. The vacancy rate is 6.5%. 9.0% of residents fall below the poverty threshold. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 3,927 housing units. DLRadar's demographic-stress index for the area reads 34/100. Population is roughly 10,471 with a median age of 45. Home values center near $487,000, an affordability ratio of 5.3×. Median household income is $91,329, above the U.S. median near $78,000. Owners hold 80% of homes, renters 20%.

On balance 95713 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.