ZIP 95713 Foreclosure, Tax-Lien & Distress Report

ZIP code 95713 in Placer County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100).

The contraction-phase market in 95713 posted values that held roughly flat over the year, and 1% higher over three years, at 12/100 phase confidence. A cooling market tends to open discount-to-value windows.

Around 35% of renters are cost-burdened. Vacancy runs 6.5%. 9.0% of residents fall below the poverty threshold. About 28% have a four-year degree. The ZIP holds roughly 3,927 housing units. On demographic stress specifically, 95713 scores 34/100. Population is roughly 10,471 with a median age of 45. The typical home is worth about $487,000 (5.3× income). Households earn a median $91,329 — above the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented.

On the whole, 95713 leans distressed, with opportunity clustered in specific stressed parcels. While 95713 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 95713 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 95713 stays directly comparable to neighboring ZIPs and the rest of Placer County, California. Where the public record is thin for 95713, the field stays empty rather than modeled, and fills in as new documents post.

95713's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95713 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.