ZIP 95746 Property Distress & Foreclosure Data

Placer County, California's ZIP 95746 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). On the structural side it scores 56/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 95746 posted values that rose 1.0% over the year, and 11% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5.1% of residents fall below the poverty threshold. Around 49% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $182,321, above the U.S. median near $78,000. Population is roughly 22,549 with a median age of 48. Educational attainment sits at 61% bachelor's-or-above. Home values center near $1,099,500, an affordability ratio of 5.8×. The vacancy rate is 5.0%. The ZIP holds roughly 8,402 housing units.

On balance 95746 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.