ZIP 95661 Property Distress & Foreclosure Data

ZIP code 95661 in Placer County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). On the structural side it scores 56/100, with 2/100 of stress already active.

The market reads peak — home values rose 1.0% year on year, and 2% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 8.6%. Around 46% of renters are cost-burdened. 62% of housing is owner-occupied. Around 44% of adults hold a bachelor's degree or higher. The vacancy rate is 4.5%. The demographic-stress sub-score lands at 38/100. At $103,745, median income runs above typical U.S. levels. The ZIP holds roughly 13,777 housing units. The typical home is worth about $687,800 (6.4× income). About 32,599 people live here, median age 43.

Net-net, 95661 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.