ZIP 95661 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95661 (Placer County, California) returns a low composite of 25/100. Its heaviest discrete signals: construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

The contraction-phase market in 95661 posted values that held roughly flat over the year, and 2% higher over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

8.6% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. 62% of housing is owner-occupied. Educational attainment sits at 44% bachelor's-or-above. The vacancy rate is 4.5%. On demographic stress specifically, 95661 scores 38/100. Median household income is $103,745, above the U.S. median near $78,000. There are about 13,777 housing units across 95661. Home values center near $687,800, an affordability ratio of 6.4×. About 32,599 people live here, median age 43.

On the whole, 95661 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95661 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 95661 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Placer County, California and the nation. 95661 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 95661 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 95661 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.