ZIP 95663 Property Distress & Foreclosure Data

DLRadar grades ZIP 95663 (Placer County, California) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 56/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 11% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,203 housing units. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. 3,126 residents call 95663 home, typically aged 50. Households earn a median $157,820 — above the roughly $78,000 national figure. The vacancy rate is 5.2%. A median home runs $960,800 here, or 6.1 times local income. On demographic stress specifically, 95663 scores 27/100. About 47% have a four-year degree. The tenure split is 90% owner-occupied to 10% rented.

Overall, 95663 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.