ZIP 95703 Property Distress & Foreclosure Data

DLRadar grades ZIP 95703 (Placer County, California) at a low 25/100 for overall property distress. Structural risk reads 56/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100).

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

78% of housing is owner-occupied. At $98,734, median income runs above typical U.S. levels. There are about 925 housing units across 95703. The demographic-stress sub-score lands at 44/100. About 2,099 people live here, median age 47. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $603,900 (6.5× income). Rent burden reaches 65% of tenant households.

Net-net, 95703 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.