ZIP 95703 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95703 (Placer County, California) at a low 25/100 for overall property distress. On the structural side it scores 55/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (65/100)).

The market reads contraction — home values held roughly flat year on year, and 1% lower over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

78% of housing is owner-occupied. Households earn a median $98,734 — above the roughly $78,000 national figure. The ZIP holds roughly 925 housing units. DLRadar's demographic-stress index for the area reads 44/100. 2,099 residents call 95703 home, typically aged 47. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 29% bachelor's-or-above. A median home runs $603,900 here, or 6.5 times local income. Rent burden reaches 65% of tenant households.

Taken together, 95703 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95703 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 95703 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Placer County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 95703 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 95703 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 95703 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.