ZIP 95614 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95614 (El Dorado County, California) returns a low composite of 20/100. Property-level stress concentrates in construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. The split runs 43/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (92/100)).

The contraction-phase market in 95614 posted values that held roughly flat over the year, and 7% lower over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

On demographic stress specifically, 95614 scores 23/100. 6.5% of residents fall below the poverty threshold. There are about 1,691 housing units across 95614. About 33% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. Population is roughly 4,504 with a median age of 51. At $129,199, median income runs above typical U.S. levels. A median home runs $584,600 here, or 3.8 times local income. Rent burden reaches 12% of tenant households. The vacancy rate is 3.1%.

On the whole, 95614 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 95614 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 95614's 20/100 can be lined up against any neighbor in El Dorado County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95614 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 95614 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95614 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.