ZIP 95614 Property Distress & Foreclosure Data

Composite property distress in 95614 (El Dorado County, California) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 43/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 95614 posted values that rose 1.0% over the year, and 7% lower over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 23/100. 6.5% of residents fall below the poverty threshold. The ZIP holds roughly 1,691 housing units. Educational attainment sits at 33% bachelor's-or-above. Owners hold 93% of homes, renters 7%. Population is roughly 4,504 with a median age of 51. Median household income is $129,199, above the U.S. median near $78,000. Home values center near $584,600, an affordability ratio of 3.8× — accessible. Around 12% of renters are cost-burdened. The vacancy rate is 3.1%.

On balance 95614 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.