ZIP 95613 Foreclosure, Tax-Lien & Distress Report
El Dorado County, California · Cooling Market market
ZIP code 95613 in El Dorado County, California carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Leading the profile are structural risk (40/100), construction/permit lag (37/100), institutional ownership (5/100). On the quiet end sit construction/permit lag (37/100) and institutional ownership (5/100). The latent-versus-live split is 40/100 structural and 0/100 already moving.
The contraction-phase market in 95613 posted values that held roughly flat over the year, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 39 housing units.
Net-net, 95613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 95613 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 95613 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 95613, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 95613 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 95613 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 95613 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 95613 by the numbers
A live read on 95613: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other El Dorado County ZIP codes
Nearest ZIP codes to 95613
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across El Dorado County, California
Keep going: ZIP, county and state distress coverage for El Dorado County, California.
See every distressed parcel in 95613
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Each signal above is traceable to an open dataset · methodology