ZIP 95633 Property Distress & Foreclosure Data

El Dorado County, California's ZIP 95633 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 43/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 3% lower over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,653 residents call 95633 home, typically aged 46. Rent burden reaches 100% of tenant households. A median home runs $434,200 here, or 5.2 times local income. The tenure split is 91% owner-occupied to 9% rented. About 18% have a four-year degree. There are about 1,160 housing units across 95633. Vacancy runs 5.3%. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $82,500 — near the roughly $78,000 national figure. On demographic stress specifically, 95633 scores 45/100.

Overall, 95633 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.