ZIP 95633 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95633 (El Dorado County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 43/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (92/100)). Its heaviest discrete signals: construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 3% lower over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 2,653 with a median age of 46. Rent burden reaches 100% of tenant households. Home values center near $434,200, an affordability ratio of 5.2×. 91% of housing is owner-occupied. Educational attainment sits at 18% bachelor's-or-above. There are about 1,160 housing units across 95633. The vacancy rate is 5.3%. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $82,500, near the U.S. median near $78,000. The demographic-stress sub-score lands at 45/100.

On the whole, 95633 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 95633's 20/100 can be lined up against any neighbor in El Dorado County, California or any ZIP coast to coast. 95633 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 95633 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95633 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.