ZIP 95709 Property Distress & Foreclosure Data

Composite property distress in 95709 (El Dorado County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.0% year on year, and 2% lower over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $578,700 (7.4× income, severely stretched). Vacancy runs 6.2%. About 5,844 people live here, median age 52. Around 32% of adults hold a bachelor's degree or higher. There are about 2,514 housing units across 95709. At $79,196, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 41/100. Rent burden reaches 40% of tenant households. 73% of housing is owner-occupied. The poverty rate is 10.2%.

Net-net, 95709 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.