ZIP 95720 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95720 (El Dorado County, California) lands at 19/100 — low on DLRadar's distress scoring. Leading the profile are structural risk (40/100), construction/permit lag (37/100), institutional ownership (5/100). On the quiet end sit construction/permit lag (37/100) and institutional ownership (5/100). Latent structural risk is 40/100 while live distress already moving reads 0/100. Environmental exposure also runs high (climate & FEMA risk (92/100)).

The market reads contraction — home values held roughly flat year on year, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

About 52 people live here, median age 55. There are about 325 housing units across 95720. Owners hold 100% of homes, renters 0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 30% bachelor's-or-above. The vacancy rate is 92.3% — elevated. DLRadar's demographic-stress index for the area reads 61/100.

On the whole, 95720 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95720 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 95720 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95720 can be compared directly against any other ZIP in El Dorado County, California or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 95720 shows blanks, not estimates, wherever the record is sparse.

The 19/100 for 95720 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95720 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.